Our Ideal Client | Webb Investment Services

{ OUR IDEAL CLIENT }

If you see yourself in these, you are probably a good fit.

In-depth Discovery Meeting to learn about your financial situation,
your vision and your goals
Identify where you need any extra help to make your objectives a reality
Determine where we can add value or make needed adjustments to your plan
Create your Total Client Profile, which will serve as the foundation for our recommendation for moving forward.
Agree to the scope of services that are just right for you with our Investment Advisory Consulting Services Agreement.

Our ideal client is a couple or an individual seeking a long-term personal financial planning AND investment management relationship. We work mainly with individual women or couples where the woman has taken charge of the finances, or where the husband wants to ensure that the wife has a relationship with the advisor as well. The individual or couple is ready, willing, and able to take control over their financial lives and recognizes the need to outsource to qualified professionals so that she, he, or they can focus on what they enjoy and do best.

We believe that life is too short to work with people you do not enjoy. Hence, our Ideal Clients are generally nice people who see themselves as nice people and also prefer to work with those they enjoy.

Read more below about the qualities of our ideal client.

INVESTMENT PLAN MEETING

MUTUAL COMMITMENT MEETING

45 DAY FOLLOW-UP MEETING

We’ll reconvene to take inventory of where you are and review the progress you’re making toward your goals
Ensure you are comfortable reviewing your statements and set-up access to
your online investment portal where you can:
View statements, trade confirmation and tax-reporting documents
View your portfolio, which is updated throughout the day
View cost-basis information, recent transactions and upcoming activity
View relevant news about your investments
Create your own personal “vault” to store important documents
...and more

REGULAR PROGRESS MEETINGS

Regular financial checkups to

Monitor your progress
Address any changes in your life and any new objectives you may have
Make any adjustments to your plan

Special Note: At the first progress meeting, we’ll begin implementing your wealth management plan, which builds on the investment consulting services already in place, as well as:

Advanced planning services for taxes, wealth protection and wealth transfer and charitable giving
Relationship management-our team working closely with you and our network of carefully selected experts who help provide these services

They recognize that it is easier to stay healthy than to get healthy and as such realizes getting financially organized takes a good deal of time up front, but in the long run saves time, reduces costs, avoids hassles, reduces risks, integrates and connects the many moving parts of money and life, reduces anxiety, promotes wellness and frees up the client’s time and energy for more important things in life, such as family, friends and personal fulfillment.

They desire to use their time for other endeavors in life that are more rewarding than managing their own investment portfolio and ever-changing financial plan. They recognize the dynamic and growing needs resulting from an ever more complex world and value and want assistance in getting things done. Our Ideal Clients recognize they have neither the time nor talent to do it all themselves and that without help, many of the most important things that need to be done get pushed to the back burner and never get done, until it is either too late or a crisis occurs. They seek a collaborative approach and value the idea of a financial brain trust where the financial advisor can help to coordinate the client’s professional relationships; such as their CPA and Attorney.

A Financial Brain Trust is similar to a board of directors: The board includes their tax preparer, attorney, mortgage specialist, business advisors/consultants, and someone like us (the personal financial planner/investment advisor).

They appreciate the integration of advice and guidance as it relates to their own personal and financial life goals. They value the notion of a financial road map, a development and follow through of a plan that helps them reach their goals. Some require a form of financial therapy and clarity regarding their relationship with money, family members, spending and differences in money styles between spouses. Still others want to make sure that their spouse and/or children will be taken care of when they die. For many clients, we serve as part of their financial life succession plan.

They seek more than just “the numbers” in a plan or portfolio. They value a comprehensive approach and often times seek counsel on major purchases or expenses, raising financially responsible children, dealing with unexpected health events, changes in tax laws, and issues of death and dying. This includes all of life’s financial transitions (including marriage, divorce, death of a spouse, and inheritance) the times when money changes hands and financial advice is very important and necessary. Also, the notion of longevity planning, or long-life planning and how to anticipate what the financial needs of aging include and how to prepare for a long life.

Our Ideal Client recognizes his or her own weaknesses and realizes they are not experts in everything. They value having a back-office support system in the form of a personal financial planning and investment advisory firm to assist with managing all the intricacies of account maintenance and management. They value the ability to call and actually speak to a human being and not a robotic teleprompt system. They want someone who cares that the advisory team actually cares about them and is their advocate to help them succeed in attaining their personal and professional goals in life.

They are ready, willing and able to be proactively engaged with their advisory team and recognizes that open and frequent communication is the key to ensuring the advisory team knows and understands their specific needs, goals and concerns. They agree with the statement: “Anything truly worthwhile requires time, authenticity, a sustained effort, and there is nothing the planner can do which will overcome what the client will not do for themselves.”

They value relationships and are not interested in wasting their time and energy chasing the absolute “best deal” of the day, week, month or year. Rather, they recognize the benefits of patience and consistency. They recognize that true wealth requires realistic financial life goals and rarely do these goals require high risk in return, they are more focused on their long term goals. What they want is to achieve their goals in life and not feel stressed out about the markets ups and downs. Our Ideal Client appreciates the concept that true wealth is a great deal more than money.

They value community involvement. At Webb Investment Services we have a long tradition of giving back to the community. We have several clients who do the same with their time and resources. We also want our clients to know there are ways of investing that can also have a positive impact. We offer these options as part or a whole portfolio depending on the client’s feelings about such investments.

Client Minimums

We are a high-touch financial planning and investment management practice. To be able to maintain our professional level of service, we do have minimums of investable assets and charge for an initial financial plan with new clients.

Faith Doyle, MBA, CFP®
$500k investable assets – Faith may consider clients who do not meet the minimum investable assets requirement if they are willing and committed to planning, saving, and investing. Curious about how to elevate (or secure) your financial resources? Read more here.

Laura Webb, CFP®
$1M in investable assets